Going back to the reason for this thread a moment - the problem was getting insurance cover for an under 25 year old on a MV policy. The really annoying aspect is that, as Paul states, his son had already been covered for 2 years!
I wonder if this might be a case of the broker realising that they accepted a proposal which inlcuded, and had been providing cover for, an under 25 year old - which might perhaps have been outside the provision of the policy?
I have accepted the no under 25 year old driver condition for some years now - it seems to be universal amongst MV policy brokers, and certainly hasn't been an issue for me (OK if I had a 22 years old son I'd probably be frustrated too!), and I've assumed that the age restriction is one measure which allows the insurance underwriters to keep the MV premiums so low.
And come on folks, MV insurance is good value, isn't it?