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A Question Of Insurance


Richard Hughes

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Same here, RS were not interested in helping out & said it was all down to KGM..

 

...and that's the sort of thing I want to know about, the premium is important, but more so is the vehicle, it's not just something I own, but it's my hobby etc, and if it were damaged I would want it sorting pronto, and by people who a. want to help and b. know what they're talking about. So if RS or whatever name they go by just take your money but then let the underwriter sort it, then next time around I would go elsewhere (even if it were more money) :)

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...and that's the sort of thing I want to know about, the premium is important, but more so is the vehicle, it's not just something I own, but it's my hobby etc, and if it were damaged I would want it sorting pronto, and by people who a. want to help and b. know what they're talking about. So if RS or whatever name they go by just take your money but then let the underwriter sort it, then next time around I would go elsewhere (even if it were more money) :)

 

I'm now with FMJ, haven't had to make a claim with them & hope it stays that way..

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  • 2 weeks later...

I phoned Footman James this afternoon to get a quote on my vehicles.Only to be told that if i wanted to a multi vehicle policy,then i needed to add a private car to the policy,or take out three individual policys.Cant see where i will be making a saving here.Also seems like a lot of hastle with three individual policys.

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Interesting, that is the complete opposite to what they told me!

I was told that I could not have my private car on the multi-vehicle policy.

FJ said that to qualify for the classic commercial policy (multi vehicle), I had to have my every day car insured on another policy (it did not have to be with them).

So, I have the Jag on one policy and all the MV's on a classic commercial policy.

 

Will be interesting to hear how you get on with yours, as it would be easier if I could move them all onto the one policy.

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Interesting, that is the complete opposite to what they told me!

I was told that I could not have my private car on the multi-vehicle policy.

FJ said that to qualify for the classic commercial policy (multi vehicle), I had to have my every day car insured on another policy (it did not have to be with them).

So, I have the Jag on one policy and all the MV's on a classic commercial policy.

 

Will be interesting to hear how you get on with yours, as it would be easier if I could move them all onto the one policy.

 

I think this is standard practise with all specialist Insurance.. it's to make sure your not using it for your everyday car cover..

 

I'm insured with FMJ -Multi Vehicle & all they asked is am I Insured on an ordinary policy... think there's a bit on the proposal form where you declare this..

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I will give it another go tomorrow.here was the conversation....

 

LB. Hello. I am looking for a quote on three MV,s i have on a multi vehicle policy??.

 

FJ. Operator.Thats not a problem. But you will need to add a private car to that policy.

 

LB. confused3.gif But i dont want to add a private car to the policy??

 

 

FJ. But thats how our multi vehicle policys operate on MV,s!.

 

LB.headscratch.gif So there is know way i can insure three MV,s on a multi policy without adding a private car??.

 

FJ. I am afraid that is our policy,unless.........!

 

LB. yes I'm listen.(here is me thinking that there is away around it)

 

FJ. Unless..........Unless you insure all three on seperate policys.

 

LB. But thats not what i am looking for.(Its at this point i feel that i maybe banghead2.gif)

 

FJ. Well thats the policys we offer !

 

LB. O.k

 

FJ. Is there any thing else i can help you with.

 

LB. No! (you havent helped with my original enquiry.I doubt you will be able to help with any others)

 

FJ. Well......Thankyou for your enquiry..

 

LB. hang.gif Yep bye.Bbbbrrrrrrrrrrrrrr.......

 

I will give it another go tomorrow.from what some have said,then maybe i got someone new in the job who was still learning.

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Found FJ very helpfull, started a new policy end of last year got three Jeeps, two are unregistered, and Dodge on one policy, they wouldnt insure the trailer though, they also asked about insuring my pick up truck and offered to quote when its due for renewal

Edited by Nick Johns
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I'm still with Roadsure, they cover the 101 the Dodge and the Range Rover, 'cause it's 4x4 and modified. As for the Volvo, I did ask them but their advice was 'We'd love to quote, but it would be enormus, we don't cover normal vehicles, try one of the comparison sites'. :???

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Well gave FJ another call today.And at last someone who knew what they were talking about.Now my premium last year from Roadsure or what ever they are called was £570 including break down cover on the Ferret.My quote from FJ was £213 for the Jeep LR101 and Ferret.The break down cover i will sort out seperatley as Neil mentioned.Nice result.

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  • 2 years later...

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