I renewed mine back in March with the same company as the OP.Mine went from £390-£524.That was for a Ferret,Jeep,101,110.I took out the vehicle recovery policy,which when the docs came through was not on it.Phoned again,and got the confirmation through.I then asked them for agreed value on the Jeep and 101.I was told i needed to submit 6 photos of each vehicle.Fair enough....,then £80 additional admin costs.What the f**k!..It was much better when it was originally A.C. Miles.I think this will be my last year with them.