question Old Motor Insurance Policies

[LarryH57]

What does everyone do with their old motor insurance policies, after they have expired and the new policy schedule & certificate has been received?

 

Is there any point in keeping them? Could someone try to make a claim on you a few years after the event claiming that they have only just got round to it or only just found you? I think the legal limit is actually 7 years.

 

Obviously I know I have not had any accidents in my MV but in view of the above should I keep them to defend myself from any unwanted / false accusations?

[ArtistsRifles]

I keep mine for 1 year after expiry, regardless of whether I've changed companies or just renewed, and then they go in the shredder!

[andreadavide]

I keep almost everything about my vehicles' history.

There is a document box with all the receipts and papers for all the vehicles starting from when I got my first moped... well I don't want to remember how many years ago...

 

It's a form of collectionism and, given that the Govts can change rules at their will, even retrospectively (see what is happening with your road tax), I prefer to have my backside covered...

 

andrea

Edited June 10, 2008 by andreadavide

[LeeEnfield]

Tend to keep mine until I've checked and compared details with new policy,.............just in case someones co*cked up,........then it gets shredded.

 

Andy

[Adam Elkins]

Just throw the old one out. cant see any benefit in keepin it.