Graham Posted February 19, 2017 Share Posted February 19, 2017 A friend asked what is the current situation regarding our collections of legal, deactivated weapons, for which we have all the correct documentation, when it comes to insurance? Do owners think they are covered by our home/ contents insurance with certain high value items listed or do they need a separate insurance policy? Has anyone claimed following a theft or fire damage? Quote Link to comment Share on other sites More sharing options...
fv1609 Posted February 19, 2017 Share Posted February 19, 2017 Just be aware that although you may have insurance for things of special value it may only be when kept in the house. If you take the items off the property that cover is not valid unless you arrange additional cover which will be a lot more than the keeping it in the house cover. Quote Link to comment Share on other sites More sharing options...
Graham Posted February 20, 2017 Author Share Posted February 20, 2017 Good point, thank you for the advice. Quote Link to comment Share on other sites More sharing options...
Lauren Child Posted February 22, 2017 Share Posted February 22, 2017 If you're worried, Hiscox do a pretty quick and easy militaria collections insurance. No idea what it's like on a claim, but it helped to set my mind at ease. I don't have any deacs, but I'd imagine it would be exactly the type of thing that it would cover. Quote Link to comment Share on other sites More sharing options...
REME 245 Posted February 23, 2017 Share Posted February 23, 2017 Do they ask for every item to be listed or just an overall value? Quote Link to comment Share on other sites More sharing options...
Lauren Child Posted February 23, 2017 Share Posted February 23, 2017 Do they ask for every item to be listed or just an overall value? It's a fairly basic overall value one. If you've got a big collection you may want to go with something a bit more specialist or get it catalogued/assessed, but as a quick and easy option, this one seemed good. Quote Link to comment Share on other sites More sharing options...
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