I've also got my vehicles insured with cherished vehicle and was shocked how much they knew about military vehicles. ....instead of the normal questions as to whether I would like windscreen cover for my ferret lol he actually said he wouldn't bother asking that as the ferret doesn't have one. But as martain said it's only when you crash that you find out what a company is like, sadly I did have had such an incident in the ferret and had no problems with my cover. (Did take 2 years to sort out due to a legal battle with the other driver, but that's a long story haha)