Obviously tax & insurance is needed to drive a vehicle on the highway. But what is the situation if the vehicle is taxed and the insurance expires but the vehicle is without a functioning engine & therefore cannot be used on the highway.
Given the level of DVLA computer capabilities, the system will flag up that there is a taxed vehicle without insurance. Therefore someone sooner or later will start investigating. I would like to declare SORN, but I see you can't SORN it if there is a current tax disc. But I don't want to pay insurance for nearly another year for a vehicle that's going nowhere.
The other thing I was toying with insuring the 1-Ton Cipher Trailer, which is my little caravan for shows. The idea would be to cover its value & secondly I wonder about public liability. If my insured vehicle was in some accident on or off road at a show, I have cover. But would that extend to what I was towing?
If I had a burst tyre & the trailer hit another car would the vehicle insurance cover it? Or if there was some incident with the public at a show would my vehicle insurance cover that or should I get some cover for the trailer in its own right?
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fv1609
Obviously tax & insurance is needed to drive a vehicle on the highway. But what is the situation if the vehicle is taxed and the insurance expires but the vehicle is without a functioning engine & therefore cannot be used on the highway.
Given the level of DVLA computer capabilities, the system will flag up that there is a taxed vehicle without insurance. Therefore someone sooner or later will start investigating. I would like to declare SORN, but I see you can't SORN it if there is a current tax disc. But I don't want to pay insurance for nearly another year for a vehicle that's going nowhere.
The other thing I was toying with insuring the 1-Ton Cipher Trailer, which is my little caravan for shows. The idea would be to cover its value & secondly I wonder about public liability. If my insured vehicle was in some accident on or off road at a show, I have cover. But would that extend to what I was towing?
If I had a burst tyre & the trailer hit another car would the vehicle insurance cover it? Or if there was some incident with the public at a show would my vehicle insurance cover that or should I get some cover for the trailer in its own right?
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