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Graham

Deactivated weapons and insurance

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A friend asked what is the current situation regarding our collections of legal, deactivated weapons, for which we have all the correct documentation, when it comes to insurance? Do owners think they are covered by our home/ contents insurance with certain high value items listed or do they need a separate insurance policy? Has anyone claimed following a theft or fire damage?

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Just be aware that although you may have insurance for things of special value it may only be when kept in the house. If you take the items off the property that cover is not valid unless you arrange additional cover which will be a lot more than the keeping it in the house cover.

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If you're worried, Hiscox do a pretty quick and easy militaria collections insurance.

 

No idea what it's like on a claim, but it helped to set my mind at ease. I don't have any deacs, but I'd imagine it would be exactly the type of thing that it would cover.

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Do they ask for every item to be listed or just an overall value?

 

It's a fairly basic overall value one.

 

If you've got a big collection you may want to go with something a bit more specialist or get it catalogued/assessed, but as a quick and easy option, this one seemed good.

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